Attorney General Rob McKenna today praised the Federal Trade Commission for tackling a Tacoma company that preyed on financially strapped consumers. He did urge consumers to take advantage of low-cost credit counseling services, but to be smart about their choices.

"When you're drowning in debt, you're desperate," McKenna said. "But if you're not careful, your chosen rescuer may toss you an anvil instead of a life preserver."

Mutual Consolidated Savings in Tacoma was sued by the FTC for allegedly using robo-calls to aggressively target consumers then charging fees of $690 to $899 while providing little help. The FTC froze the assets of the company's owners.

"There's no one-size-fits-all solution to solve your financial problems," McKenna continued. "If you need help, find a legitimate credit counselor who will develop a personalized money-management plan."